iheartolz.blogg.se

Sun life accident insurance
Sun life accident insurance












sun life accident insurance

  • Accidents resulting from drunk driving or use of other intoxicating agents.
  • Any self-harming acts (Suicide or purposeful overdose).
  • Use of alternative medical treatments (Unani, Ayurvedic, Homeopathic etc.).
  • What is not covered under personal accident cover?īelow mentioned are the exclusion of a personal accident cover:

    sun life accident insurance

    Daily allowance (in case of loss of income).Accidental dismemberment (loss of limb).What is covered under personal accident cover?įollowing are the inclusion of a personal accident cover: The sum insured is paid to the nominee, in case the policyholder dies in an accident.Ĭompensates for the loss of income, in case of permanent or partial accidental disability.Ĭompensates for the loss of income, in case of dismemberment (loss of limb).Ĭovers the medicinal expenses incurred for treatment of injuries to the policyholder. What are the benefits of personal accident cover? Personal accident insurance can act as your saviour in case of any accidental damage.Ī personal accident cover bears the medical expenses of treatment of injuries succumbed by the policyholder and provides financial aid in case of loss of income due to death or disability. This can leave the rest of the family in mental and financial stress. Not just on the roads, but accidents may occur anywhere (even in the places that are deemed to be safe) and cannot be apprehended beforehand.Ī major accident can cause disability, disfigurement, paralysis or even death of an individual, resulting in loss of income.

    sun life accident insurance

    According to the Ministry of Road Transport and Highways, 4.64 lakh accidents happened in 2017, and almost 1.47 lakh people died on the Indian roads due to accidents.įurther, there was a rise of 1.68% in accidents in 2018. In India, around 1200 road accidents occur every day. Any insurance plan that exclusively provides financial coverage to individuals for consequences emerging from accidents is termed as a Personal Accident Insurance Plan.Īccidents are an unfortunate reality of the world we live in.














    Sun life accident insurance